Personal Loan Online up to ₹15 Lakh

Need funds for a medical emergency, wedding, education, travel or debt consolidation? Loan ka Sathi helps salaried applicants across India apply for an unsecured personal loan through our trusted NBFC and bank partners — with interest starting at 13.49%, flexible tenure up to 60 months and minimal paperwork.

We are a Direct Selling Agent (DSA), not a lender. We help you choose the right lender, prepare your file correctly and track it till disbursal. Start by checking your eligibility or estimate your instalment with our EMI calculator.

Salaried professional applying for a personal loan online in India

Personal Loan Features & Interest Rate

Loan amount

Up to ₹15 Lakh

Interest rate

Starting 13.49% p.a.

Tenure

Up to 60 months

Disbursal TAT

24 hours for FTR cases

Minimum CIBIL

650+ (NTC also considered)

Documentation

Minimal, fully online

How to Apply for a Personal Loan

  1. STEP 1

    Share your salary, employer type and city on WhatsApp or a direct call.

  2. STEP 2

    We match your profile with the partner lender whose policy fits you best.

  3. STEP 3

    Upload KYC, salary slips and bank statement — see the full document list.

  4. STEP 4

    Lender verifies, sanctions and disburses directly to your bank account.

Salaried in a private company or a government department? See our salaried personal loan policy and the documents required.

Personal Loan FAQs

How much personal loan can I get from Loan ka Sathi?

Our lending partners offer personal loans of up to ₹15 lakh. The final amount depends on your net salary, CIBIL score, FOIR and the lender's policy.

What is the interest rate on a personal loan?

Personal loan interest rates start from 13.49% per annum. The applicable rate depends on your credit profile, employer category and the partner lender.

Does Loan ka Sathi give the loan itself?

No. Loan ka Sathi is a Direct Selling Agent (DSA). The loan is sanctioned and disbursed by our partner banks and NBFCs after their own verification and credit assessment.

How long does personal loan disbursal take?

For first-time-right (FTR) files, login to disbursal can be completed within 24 hours, subject to lender verification and approval.

Explore More

Apply for your personal loan today

Talk to our team on WhatsApp or call directly — we will guide you to the right lender for your profile.