Your Trusted Partner for Business, Home & Personal Loans
Loan ka Sathi is a growing DSA platform. We do not lend money ourselves — we connect you with trusted NBFCs and banks across India for fast, transparent, and hassle-free loan solutions.
Who We Are
A growing DSA platform built on trust
Not a Lender
Loan ka Sathi does not provide loans directly. We are a Direct Selling Agent (DSA) that connects borrowers with trusted NBFCs and banks.
Trusted Partners
We work with reputed banks and NBFCs to offer business, home, mortgage and personal loan products that match your profile.
Pan-India Online
From metro cities to small towns, we help people across India apply for loans online with minimal paperwork and fast processing.
Our Loan Services
Tailored financing solutions for every need
Business Loan
Working capital and expansion finance for proprietorships, partnerships, LLPs and companies.
Home Loan
₹1L to ₹1Cr for purchase, plot, construction, extension, BT and top-up — bank salary and cash salary both accepted.
Mortgage Loan (LAP)
Unlock funds against your property with LTV up to 90% and tenure up to 30 years.
Personal Loan
Instant personal loans up to ₹15 lakh with minimal documentation.
Credit Card Offers
Apply for lifetime-free and reward-rich credit cards through our trusted partner links
Unity Small Finance Bank
- Joining fees: ₹0
- Cashback: Up to 20% on select categories
- Credit limit: Up to ₹3,00,000
Axis Bank
- Joining fees: As per bank policy
- Cashback: Rewards on every spend
- Credit limit: Up to bank discretion
HDFC Bank
- Exclusive reward points & cashbacks on online spends
- Welcome benefits & vouchers on monthly spends
- Complimentary airport lounge access & fuel surcharge waiver
KIWI Rupay Credit Card
- Lifetime free — no joining or annual fees
- Pay via any UPI app with your virtual card
- 2x assured cashback on every Scan & Pay transaction
- Instant cashback credit directly to your bank account
Instant Loan
Quick approval, flexible repayments and minimal paperwork
Instant Loan Approval
Get quick loan approval with minimal waiting time.
Can be availed multiple times
Use the facility again and again as per your needs.
Flexibility in Repayments
Choose repayment options that suit your cash flow.
Minimal Documentation
Simple paperwork and hassle-free application process.
Mission & Vision
Growing together, one loan at a time
Our Mission
To simplify access to credit for every Indian by connecting borrowers with trusted lenders, and to create meaningful income opportunities for our growing partner network.
- Help customers find the right loan product quickly
- Build a transparent and supportive DSA ecosystem
- Enable partners to earn and grow with us
Our Vision
To become India's most trusted and fastest-growing loan distribution platform, enabling financial inclusion and prosperity across every city and town.
- Expand our partner and lender network nationwide
- Empower millions with easy, digital credit access
- Be known for honesty, speed and customer-first service
How We Help People Across India
Real support at every step — from enquiry to disbursal
Expert Loan Guidance
Our advisors help you pick the right lender and prepare your file correctly.
Business Loans
Working capital for shop owners, traders and growing MSMEs across India.
Home Loans
From application to disbursal, we support you till you get the keys.
Digital Personal Loans
Apply online with minimal documents and quick approvals.
Trusted NBFC & Bank Partners
We are a DSA — loans are sanctioned by our reputed lending partners.
Personal Loan Eligibility
Check your profile against our simple eligibility criteria
01. Minimum Net Salary
> ₹15,000
02. Loan Amount
Up to ₹15 Lakh
03. Rate of Interest
Starting 13.49%
04. Minimum CIBIL
650+
05. Age Criteria
21 to 55 Years
06. Eligible Employers
Proprietorship, Partnership, LLP, Pvt Ltd, Public Ltd & Govt (Class 4)
07. Tenure
Up to 60 Months
08. FOIR
Up to 70% (as per salary)
09. New to Credit
-1/0 CIBIL accepted — funding up to ₹7 Lakh with EPF check
10. Zero Deduction Salary
Accepted
11. Accommodation
Single Stay / Bachelor / Friends allowed (NTH ₹25K+ & PF/EPFO verified)
12. Turnaround Time
Login to Disbursal in 24 Hours for FTR cases
Personal Loan Guides
Detailed pages on eligibility, documents and EMI planning
Frequently Asked Questions
Does Loan ka Sathi lend money directly?
No. Loan ka Sathi is a Direct Selling Agent (DSA). Loans are sanctioned and disbursed by our partner banks and NBFCs after their own verification and credit assessment.
Which loans can I apply for through Loan ka Sathi?
You can apply for personal loans, business loans, home loans and mortgage (loan against property) through our partner lenders, plus credit cards from partner banks.
Is the service available across India?
Yes. We work online across India, so you can share details and documents digitally from any city or town where our partner lenders operate.
How do I start my application?
Message us on WhatsApp or call 9264941290. Share your income and requirement, and our team will guide you to the lender that suits your profile.
Ready to get started?
Talk to us on WhatsApp or call directly. Our team will guide you through the best loan option for your profile.